> For the complete documentation index, see [llms.txt](https://docs.shredpay.xyz/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.shredpay.xyz/3rd-party-bank-processing-fee.md).

# 3rd Party Bank Processing Fee

Lower processing fees on larger deposits.

Deposit fees decrease as your deposit amount increases:

$1 – $349.99: 4.5%

$350 – $499.99: 3%

$500 – $999.99: 1.5%

$1,000 and above: 1%

These fees reflect combined third-party bank processing costs (e.g. ACH and Debit Card fees), not a ShredPay platform fee.

More information about ShredPay fees can be found [here](/shredpay-legal-documents/shredpay-pricing-and-fee-disclosure.md).